Looking to Fund a HydroDog Franchise?
We have an exclusive relationship with HydroDog to help get their franchisees funded.
Unsecured Working Capital Loans & Credit Lines
Our objective is to obtain the maximum amount in freely spendable unsecured personal term loans and Business Credit Lines that you can use to start, build, and grow your business. You can use these lines to launch a marketing campaign, pay for travel expenses, franchise fees or anything else your business requires to grow and operate!
These are Personally Guaranteed term loans and credit lines that require strong personal credit. These term loans and credit lines are unsecured meaning there is no collateral or underlying asset attached to the credit line. This Program is perfect for start-ups, early-stage growth companies, and seasoned businesses that need working capital.
- We submit hundreds of applications to several different lenders every month so we know which lenders are the best fit for the client based on geographic location and several other variables.
- Our prequalification process ensures that clients have the highest quality credit scores and credit profile before we submit any applications.
- We know which bureaus are pulled by each lender so we can properly plan the series of applications for our clients.
Additional Program Benefits:
- 12-month access to a designated FICO Pro-Certified Small Business Finance Advisor
- Customized Strategic Plan & Lending Matrix with hands-on support to achieve desired level of funding
- Pre-application lender compliance and information verification to ensure accuracy on applications
- Complete application processing, submission, and follow-up support to ensure the best approvals
- Capital management strategies – get the most out of your working capital (Advisor Supported)
It is common knowledge that banks approve fewer than 10% of the applications they receive from small business owners. Our success rate is well over 85%.
Key Credit Factors to qualify for unsecured term loans and credit lines
- Minimum current FICO scores should be 600+. NAV, Credit Check Total, Credit Karma, etc. should be 600+
- No public records (BK, tax liens, judgments), collections, or charge-offs on file
- No late mortgage payments, short-sales or foreclosures on file
- No late payments in the last 2 - 3 years, and No chronic lates (60 days+) prior to that
- Less than 3 inquiries per bureau within the last 6 months
- At least 5 years of credit history
- Total revolving credit limits > $25k; $50k+ is ideal.
- Utilization on major credit cards should be less than 30%. We have specialized strategies to help clients with high utilization.
- Established Business, Corporation or LLC, with an EIN
Our Commitment to Privacy
All information stored in our database is secure and is strictly confidential. Your personal and credit information will only be used to fulfill your request and in accordance with our Privacy Policy.
Acknowledgement and Consent
By clicking the "I Agree / Submit" button and providing an electronic signature below, you certify that all of the statements in this application are true and made for the purpose of obtaining credit, and you are confirming you have read and understand the Privacy Policy and the Application Disclosure, and you are authorizing this company under all applicable federal and state laws, including the Fair Credit Reporting Act, to obtain information from your personal credit profile. This form that you have filled out on our website is not a loan application, but a request to obtain prequalification. Also, you are confirming you understand that any pre-approval is subject to review and acceptance of credit information.