Government Guaranteed Small Business Loans from $25,000 - $5,000,000. 5 - 25 year terms, interest rates 6% - 13%.

An SBA loan is a long-term, low-interest small business loan partially guaranteed by the government.

Under the U.S. Small Business Administration’s various SBA loan programs, you can borrow money for nearly any business purpose – including working capital, purchasing inventory or equipment, refinancing other business debt, buying real estate, or even funding the acquisition of another business.

The most popular programs are the SBA 7(a) loan, which is designed for general business purposes, and the 504 loan, which is most often used to purchase major fixed assets like equipment and commercial real estate.

The SBA Express loan is ideal for businesses with less established credit that want to improve cash flow, refinance debt, fund improvements or purchase equipment. It features the easiest SBA application process and accelerated approval times, plus it offers longer terms and lower down payment requirements than conventional loans.

What you need to qualify:

• Borrower FICO > 650
• Business Revenue > $100K
• Years in Business > 6 months - 2 years+